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owner-financed

[/ˈoʊnər ˈfaɪnænst/]
adjective
financiado pelo proprietário
1. Describing a property sale where the seller provides financing to the buyer instead of the buyer obtaining a traditional mortgage from a bank or lending institution
They purchased an owner-financed home with a down payment and monthly installments paid directly to the previous owner.
Eles compraram uma casa financiada pelo proprietário com uma entrada e parcelas mensais pagas diretamente ao proprietário anterior.
2. A transaction where the property seller acts as the lender, holding the mortgage or deed of trust
The owner-financed deal allowed them to buy the property without bank approval.
O acordo financiado pelo proprietário permitiu que eles comprassem o imóvel sem aprovação bancária.
Synonyms
seller-financedseller-carriedpurchase-money mortgage
Antonyms
bank-financedmortgage-financedconventionally-financed

Regional Variations

General Brazilian
financiado pelo proprietário
Standard term used in real estate transactions across Brazil
São Paulo
financiado pelo dono
More colloquial variant commonly used in São Paulo's real estate market
Portugal
financiado pelo proprietário
Standard European Portuguese term for this type of transaction

Related Idioms & Phrases

carry the note
seller carryback
purchase-money financing
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