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over-indebted

[/ˌoʊvər ɪnˈdɛtɪd/]
adjective
sobre-endividado
1. Having debts that exceed one's ability to repay; burdened with excessive debt
The over-indebted family struggled to meet their monthly mortgage and credit card payments.
A família sobre-endividada teve dificuldade em cumprir seus pagamentos mensais de hipoteca e cartão de crédito.
2. In economics and finance, referring to a country or entity whose debt-to-income ratio is unsustainably high
The over-indebted nation faced serious challenges in refinancing its debt obligations.
O país sobre-endividado enfrentou sérios desafios ao refinanciar suas obrigações de dívida.
NYC Slang
underwater (colloquial in finance)
Synonyms
debt-riddenheavily indebtedoverleveragedunderwaterinsolvent
Antonyms
debt-freesolventfinancially stableunencumbered

Regional Variations

General Brazilian
sobre-endividado
Most common term in Brazilian Portuguese for individuals or entities with excessive debt
São Paulo
sobre-endividado/endividado demais
Standard usage in business and financial contexts
Portugal
sobre-endividado
Used in formal financial and economic discourse

Related Idioms & Phrases

in over one's head
drowning in debt
up to one's neck in debt
debt spiral
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