online banking

[/ˈɒn.laɪn ˈbæŋ.kɪŋ/]
noun
banco on-line
1. A system that allows customers to conduct financial transactions through the internet using their bank's website or mobile application
I transferred money to my friend using online banking instead of visiting the bank branch.
Transferi dinheiro para meu amigo usando banco on-line em vez de ir à agência bancária.
2. The practice of managing bank accounts, paying bills, and conducting other banking activities via digital platforms
Online banking has made it convenient to check my balance 24/7.
O banco on-line tornou conveniente verificar meu saldo 24 horas por dia, 7 dias por semana.
3. Internet-based financial services provided by banks to their customers
Most banks now offer online banking services to their customers.
A maioria dos bancos agora oferece serviços de banco on-line aos seus clientes.
Online banking has transformed financial habits in both Brazil and the USA. In Brazil, the adoption accelerated significantly post-2010, with major banks like Itaú, Bradesco, and Santander heavily investing in digital platforms. American fintech companies have influenced Brazilian banking culture, leading to the emergence of digital-only banks like Nubank. Security concerns regarding fraud and data protection are major cultural considerations in both markets, with strong regulatory oversight by BCB (Brazil) and the Fed/OCC (USA).
Synonyms / Sinônimos
digital bankinginternet bankinge-bankingweb bankingvirtual banking
Antonyms / Antônimos
traditional bankingbranch bankingin-person banking

Regional Variations

General Brazilian
banco on-line
Most common term used in Brazil for internet-based banking services
General Brazilian
banking digital
Alternative modern term gaining popularity among younger users
São Paulo
banco on-line
Standard usage in the financial hub of Brazil
Portugal
banca on-line
European Portuguese variant; sometimes 'serviços bancários pela internet'

Related Words

mobile bankingdigital walletcryptocurrencyfintechauthenticationsecurity protocol

Related Idioms & Phrases

banking at your fingertips
digital banking revolution
anytime, anywhere banking
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