negotiable rate

[/nɪˈɡoʊʃəbəl reɪt/]
nounpl: negotiable rates
taxa negociável
1. A price, fee, or interest rate that is subject to discussion and agreement between parties rather than being fixed or predetermined
The bank offered a negotiable rate on the mortgage depending on the client's credit score.
O banco ofereceu uma taxa negociável na hipoteca dependendo da pontuação de crédito do cliente.
2. In finance and business, a rate that can be adjusted or modified through bargaining or mutual agreement
The shipping company quoted a negotiable rate for bulk orders.
A empresa de transporte cotou uma taxa negociável para pedidos em grande volume.
In Brazilian business culture, negotiable rates are extremely common in financial transactions, real estate, and commercial contracts. Companies often expect clients to negotiate terms. In the USA, negotiable rates are standard in industries like banking, insurance, and freelance services, though less common in retail. The term reflects a fundamental aspect of market economies where prices can be adjusted based on individual circumstances, relationship history, or transaction volume.
Synonyms / Sinônimos
flexible rateadjustable ratediscussable rateopen ratevariable rate
Antonyms / Antônimos
fixed rateset ratestandard ratenon-negotiable ratelocked rate

Regional Variations

General Brazilian Portuguese
taxa negociável
Standard term used in banking, finance, and commercial contexts
São Paulo
taxa em aberto / taxa passível de negociação
More formal business language, commonly used in financial centers
Rio de Janeiro
taxa conversável
Alternative term sometimes used in commercial negotiations
Portugal
taxa negociável / taxa ajustável
Similar usage to Brazilian Portuguese, with slight preference for 'ajustável' in some contexts

Related Words

interest rateexchange ratecommission ratenegotiationtenderquotebargain

Related Idioms & Phrases

everything is negotiable
room for negotiation
bring to the negotiating table
work out a deal
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