managed plan
[/ˈmænɪdʒd plæn/]
nounpl: managed plans
plano gerenciado
1. A healthcare or insurance plan where a third-party organization manages the delivery and cost of medical services to members, typically involving networks of providers and cost containment strategies
Our company switched to a managed plan to reduce healthcare costs while maintaining quality care.
Nossa empresa mudou para um plano gerenciado para reduzir custos de saúde mantendo a qualidade do cuidado.
2. In investment or business context, a plan where a professional manager oversees the allocation and management of resources according to predetermined objectives
The retirement account is a managed plan that automatically adjusts investments based on your age.
A conta de aposentadoria é um plano gerenciado que ajusta automaticamente os investimentos conforme sua idade.
In the United States, managed plans are prevalent in employer-sponsored health insurance and represent a significant shift from traditional fee-for-service models. In Brazil, the term 'plano gerenciado' is used in the context of private health insurance (planos de saúde) and managed investment accounts. The concept reflects corporate efficiency priorities and cost management in both countries' healthcare and financial sectors.
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