insurance fraud

[/ɪnˈʃʊrəns frɔːd/]
nounpl: insurance frauds
fraude de seguro
1. The deliberate deception or misrepresentation made to an insurance company to obtain unauthorized benefits or payments
The man was arrested for insurance fraud after filing a false claim for a stolen car that he had actually sold.
O homem foi preso por fraude de seguro após apresentar uma reclamação falsa sobre um carro roubado que ele tinha vendido.
2. Any intentional act of deception in the insurance process, including application fraud, claims fraud, or staged accidents
Insurance fraud costs companies billions of dollars annually and drives up premiums for honest customers.
A fraude de seguro custa bilhões de dólares às seguradoras anualmente e aumenta os prêmios para clientes honestos.
Insurance fraud is a serious federal crime in both the USA and Brazil, often prosecuted aggressively. In Brazil, it falls under the penal code and civil law. In the USA, it's treated as a felony that can result in imprisonment, fines, and restitution. Both countries have dedicated fraud investigation units within insurance regulatory bodies. The term reflects growing concerns about organized fraud rings, especially in urban areas like São Paulo and New York.
NYC Slang
insurance scam, pulling a fast one on the insurance company
Synonyms / Sinônimos
claims fraudinsurance scamfraudulent claimfalse claiminsurance scheme
Antonyms / Antônimos
legitimate claimhonest coveragelegitimate insurance

Regional Variations

General Brazilian
fraude de seguro
Standard term used throughout Brazil in legal and insurance contexts
São Paulo
fraude securitária
More formal legal terminology sometimes used in São Paulo
Rio de Janeiro
fraude de seguro
Common usage, same as general Brazilian
Portugal
fraude de seguro
Standard Portuguese term, identical to Brazilian usage

Related Words

claimpolicypremiumdeductiblecoverageadjusterunderwritingfelony

Related Idioms & Phrases

stage an accident
file a false claim
commit fraud
beat the system
get away with it
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