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installment financing

[/ɪnˈstɔːlmənt ˈfaɪnænsɪŋ/]
noun
financiamento parcelado
1. A method of purchasing goods or services by making regular payments over a period of time rather than paying the full amount upfront
The furniture store offered installment financing with no interest for the first year.
A loja de móveis oferecia financiamento parcelado sem juros no primeiro ano.
2. A credit arrangement where a borrower repays a loan in equal periodic payments
She chose installment financing to spread the cost of her new car over five years.
Ela escolheu o financiamento parcelado para distribuir o custo do carro novo ao longo de cinco anos.
Synonyms
installment planhire purchasepayment plancredit financingtime payment
Antonyms
cash paymentlump sum paymentfull payment

Regional Variations

General Brazilian
financiamento parcelado
Most common term in Brazil for installment financing arrangements
São Paulo
parcelamento
Frequently used abbreviation in business contexts
Rio de Janeiro
financiamento em prestações
Alternative formal expression common in financial contexts
Portugal
financiamento a prestações
Preferred terminology in Portuguese financial institutions

Related Idioms & Phrases

pay as you go
spread the cost
buy now, pay later
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