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individual guarantee

[ˌɪndɪˈvɪdʒuəl ˈɡærəntiː]
nounpl: individual guarantees
garantia individual
1. A legal commitment made by a single person to be responsible for fulfilling an obligation, debt, or contract if the primary obligor fails to do so
The bank required an individual guarantee from the company director before approving the loan.
O banco exigiu uma garantia individual do diretor da empresa antes de aprovar o empréstimo.
2. A personal pledge or assurance that protects a creditor by making one specific person liable for the debt
As part of the lease agreement, the landlord requested an individual guarantee from each tenant.
Como parte do contrato de aluguel, o proprietário solicitou uma garantia individual de cada inquilino.
Synonyms
personal guaranteeindividual liabilitypersonal pledge
Antonyms
corporate guaranteejoint guarantee

Regional Variations

General Brazilian
garantia individual
Most common usage in Brazilian Portuguese legal and financial contexts
São Paulo
garantia pessoal
Alternative term frequently used in business and banking sectors
Portugal
garantia pessoal
Preferred term in Portuguese legal documentation; 'individual' is less common

Related Idioms & Phrases

put one's neck on the line
cosign a loan
assume liability
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