fixed installments

[/fɪkst ɪnˈstɔlmənts/]
nounpl: fixed installments
parcelas fixas
1. Regular payments of equal amount made at predetermined intervals until a debt or purchase is paid in full
The car was financed through fixed installments of $300 per month for five years.
O carro foi financiado por meio de parcelas fixas de $300 por mês durante cinco anos.
2. A payment plan where the amount and due date remain constant throughout the repayment period
The mortgage offers fixed installments to help customers budget their monthly expenses.
A hipoteca oferece parcelas fixas para ajudar os clientes a orçarem suas despesas mensais.
In Brazil, 'parcelas fixas' is a common term in retail, automotive, and real estate financing. It's heavily advertised in promotional campaigns, often with slogans like 'sem juros' (interest-free) or 'a partir de X parcelas fixas' (starting from X fixed installments). In the USA, fixed installments are a standard consumer finance tool, while in Brazil they're particularly popular for large purchases and are often negotiated at the point of sale.
Synonyms / Sinônimos
equal installmentsfixed paymentsregular installmentsconstant payments
Antonyms / Antônimos
variable installmentsballoon paymentsirregular paymentsgraduated payments

Regional Variations

General Brazilian
parcelas fixas
Standard term used in financial and commercial contexts
São Paulo
parcelas fixas / prestações fixas
Both terms are commonly used in commercial and banking sectors
Rio de Janeiro
parcelas fixas
Preferred term in financial transactions
Portugal
prestações fixas
More commonly used in European Portuguese; 'prestação' is the standard term

Related Words

installment planamortizationpayment schedulefinancingloancreditinterest rate

Related Idioms & Phrases

pay in installments
on an installment plan
spread out payments
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