financial behavior
[fɪˈnænʃəl bɪˈheɪvjər]
nounpl: financial behaviors
comportamento financeiro
1. The patterns, habits, and decisions that individuals or organizations make regarding the management, spending, saving, and investment of money
Her financial behavior changed after she attended a personal finance workshop.
Seu comportamento financeiro mudou depois que ela participou de um workshop de finanças pessoais.
2. The study of psychological and economic factors that influence how people handle their finances
Financial behavior research shows that most people are not rational investors.
A pesquisa sobre comportamento financeiro mostra que a maioria das pessoas não são investidores racionais.
3. Observable actions and choices made in financial transactions and money management
The bank analyzed customers' financial behavior to detect fraudulent transactions.
O banco analisou o comportamento financeiro dos clientes para detectar transações fraudulentas.
In Brazil, financial behavior has become increasingly important as the country develops its financial market and consumer credit culture. There is growing emphasis on financial education (educação financeira) in schools and workplaces. In the USA, financial behavior is a major topic in behavioral economics and personal finance culture, with significant focus on breaking poor spending habits and building wealth. Both cultures recognize that financial behavior is influenced by psychological factors, not just rational economic theory.
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