excessive borrowing

[ɪkˈsɛsɪv ˈbɑroʊɪŋ]
noun
endividamento excessivo
1. the act of borrowing money or resources beyond reasonable or sustainable limits, often leading to financial difficulties
The company's excessive borrowing led to a debt crisis that forced them into bankruptcy.
O endividamento excessivo da empresa levou a uma crise de dívida que a forçou à falência.
2. in linguistics, the adoption of excessive loan words or grammatical structures from another language into one's native language
The excessive borrowing of English words in modern Portuguese has become a linguistic concern.
O empréstimo excessivo de palavras inglesas no português moderno se tornou uma preocupação linguística.
3. personal debt accumulation beyond one's capacity to repay
Excessive borrowing on credit cards is a major cause of personal bankruptcy.
O endividamento excessivo em cartões de crédito é uma das principais causas de falência pessoal.
In Brazil, excessive borrowing has become a significant socioeconomic issue, particularly among lower-income populations who rely heavily on consumer credit. The term is frequently used in financial education campaigns and policy discussions. In the USA, similar concerns exist around credit card debt and student loans. Portuguese speakers increasingly adopt this term when discussing modern financial crises and personal bankruptcy situations.
NYC Slang
going broke on plastic / maxing out
Synonyms / Sinônimos
over-borrowingexcessive debtoverleveragingimmoderate borrowingindebtedness
Antonyms / Antônimos
frugal savingfiscal restraintprudent lendingdebt reduction

Regional Variations

General Brazilian
endividamento excessivo
most common formal term used in financial and economic contexts
Rio de Janeiro
endividamento em excesso
alternative phrasing commonly used in local media
São Paulo
sobre-endividamento
technical term used in banking and financial sectors
Portugal
endividamento excessivo
same as Brazilian Portuguese; also 'sobreendividamento' in formal contexts

Related Words

debtloancreditfinancial liabilityleverageinsolvencycredit riskinterest rates

Related Idioms & Phrases

in over one's head
living beyond one's means
drowning in debt
borrowed time
spending more than one earns
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