demand liability

[/dɪˈmænd laɪˈæbɪlɪti/]
nounpl: demand liabilities
responsabilidade de demanda
1. A financial or legal obligation that becomes due or payable upon demand, without requiring advance notice or a specified maturity date
The bank's demand liability increased significantly after the new product launch.
A responsabilidade de demanda do banco aumentou significativamente após o lançamento do novo produto.
2. In banking, deposits or liabilities that can be withdrawn or called at any time without penalty or notice period
Demand liabilities represent the bank's most liquid obligations to its customers.
As responsabilidades de demanda representam as obrigações mais líquidas do banco para com seus clientes.
3. An obligation that the creditor can enforce at their discretion whenever they choose
The investor's demand liability clause allowed them to call the loan at any time.
A cláusula de responsabilidade de demanda do investidor lhe permitia chamar o empréstimo a qualquer momento.
This is a technical banking and finance term widely used in both Brazilian and American financial institutions. In Brazil, it's particularly relevant in the context of Banco Central (Central Bank) regulations regarding liquidity management and bank reserve requirements. The concept is fundamental to understanding modern banking operations and deposit structures.
Synonyms / Sinônimos
callable liabilitydemand depositpayable on demanddemand obligation
Antonyms / Antônimos
time depositterm liabilityfixed obligationmaturity liability

Regional Variations

General Brazilian
responsabilidade de demanda
Standard term used in Brazilian banking and finance sectors
São Paulo
responsabilidade de demanda
Commonly used in financial institutions and corporate accounting
Rio de Janeiro
responsabilidade de demanda
Standard usage in banking contexts
Portugal
responsabilidade à ordem
Alternative phrasing used in Portuguese banking terminology

Related Words

liabilitydemand depositliquidityobligationcallablepayable

Related Idioms & Phrases

callable at will
at the creditor's discretion
payable on sight
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