deferred purchase
[dɪˈfɜːrd ˈpɜːr.tʃəs]
nounpl: deferred purchases
compra diferida
1. A purchase transaction where payment is postponed to a later date, while the buyer takes possession of the goods or services immediately
The furniture store offered a deferred purchase plan with no payments for six months.
A loja de móveis ofereceu um plano de compra diferida sem pagamentos por seis meses.
2. A financial arrangement allowing consumers to buy now and pay later, often with installment payments or interest charges
She made a deferred purchase of a new laptop to spread the cost over several months.
Ela fez uma compra diferida de um novo laptop para dividir o custo em vários meses.
Deferred purchase arrangements are increasingly popular in Brazil and the USA, particularly in e-commerce and retail. In Brazil, 'compra parcelada' (installment purchase) is often used interchangeably. This reflects the cultural acceptance of credit-based shopping in both countries, though payment deferment may come with significant interest charges.
NYC Slang
buy now, pay later scheme; BNPL deal
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