debt transfer
[/dɛt ˈtrænsfɜr/]
nounpl: debt transfers
transferência de dívida
1. The act of moving a financial obligation from one creditor to another or from one debtor to another party
The company arranged a debt transfer to consolidate its loans with a single lender.
A empresa organizou uma transferência de dívida para consolidar seus empréstimos com um único credor.
2. In finance, the process of shifting debt responsibility or obligation from the original debtor to a third party
After the merger, the acquiring company handled the debt transfer from the smaller firm.
Após a fusão, a empresa adquirente gerenciou a transferência de dívida da empresa menor.
3. Refinancing strategy where debt is moved to a different creditor, often with different terms
A debt transfer to a credit card with a lower interest rate can help reduce monthly payments.
Uma transferência de dívida para um cartão de crédito com taxa de juros mais baixa pode ajudar a reduzir os pagamentos mensais.
Debt transfer is a common financial practice in both Brazil and the USA, particularly in the context of credit card balance transfers and loan consolidation. In Brazil, it's frequently used in discussions about corporate restructuring and personal finance management. The term reflects modern financial strategies to manage obligations more effectively.
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