debt acceleration

[/dɛt ækˌsɛləˈreɪʃən/]
nounpl: debt accelerations
aceleração de dívida
1. A contractual provision that allows a creditor to demand immediate payment of the entire outstanding loan balance if the borrower defaults or fails to meet specific conditions
The loan agreement included a debt acceleration clause that triggered when the company missed two consecutive quarterly payments.
O contrato de empréstimo incluía uma cláusula de aceleração de dívida que era acionada quando a empresa perdia dois pagamentos trimestrais consecutivos.
2. The process or act of causing a debt to become due and payable in full before its originally scheduled maturity date
The creditor initiated debt acceleration after the borrower violated the covenant terms.
O credor iniciou a aceleração da dívida após o mutuário violar os termos do pacto.
3. The economic phenomenon where rising interest rates or inflation cause the real burden of existing debt to change significantly
Unexpected debt acceleration occurred as interest rates increased faster than anticipated.
Uma aceleração inesperada da dívida ocorreu quando as taxas de juros aumentaram mais rapidamente do que o previsto.
In both US and Brazilian financial markets, debt acceleration is a critical legal mechanism used to protect creditors' interests. In Brazil, it's particularly important in the context of corporate restructuring and insolvency law (Lei de Recuperação Judicial). The term is used extensively in banking regulations and commercial contracts. Understanding this concept is essential for both borrowers and lenders in protecting their financial positions.
Synonyms / Sinônimos
acceleration clauseearly repayment demandloan maturity accelerationdefault acceleration
Antonyms / Antônimos
debt extensionloan forbearancepayment deferraldebt restructuring

Regional Variations

General Brazilian Portuguese
aceleração de dívida
Standard financial term used in banking and legal contexts
São Paulo
aceleração de débito
Alternative form sometimes used in commercial and banking sectors
Portugal
aceleração da dívida
European Portuguese uses the definite article more frequently in financial contexts
General English (USA)
debt acceleration
Standard legal and financial terminology in American contracts and banking

Related Words

defaultcovenant violationcreditor rightsloan agreementrepayment obligationinterest ratecollateral

Related Idioms & Phrases

trigger the acceleration clause
face debt acceleration
avoid debt acceleration
clause of acceleration
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