1. The maximum amount of credit that a lender is willing to extend to a borrower or that a government establishes as a limit for total credit in the economy
The bank set a credit ceiling of $50,000 for new customers.
O banco estabeleceu um limite de crédito de $50.000 para novos clientes.
2. A regulatory limit imposed by a central bank or government on the total amount of credit that can be extended by financial institutions
The Federal Reserve implemented a credit ceiling to control inflation.
O Banco Central implementou um limite de crédito para controlar a inflação.