coverage lapse

[ˈkʌvərɪdʒ læps]
nounpl: coverage lapses
cancelamento de cobertura
1. A temporary or permanent interruption in insurance or service coverage due to non-payment, policy expiration, or failure to renew
The patient discovered a coverage lapse when trying to file a claim for emergency surgery.
O paciente descobriu um cancelamento de cobertura ao tentar registrar uma reclamação por cirurgia de emergência.
2. A gap in continuous insurance protection that leaves the policyholder uninsured for a specific period
A coverage lapse can result in denial of claims for services rendered during the gap period.
Um cancelamento de cobertura pode resultar na negação de reclamações para serviços prestados durante o período de falha.
This term is crucial in both US and Brazilian contexts due to healthcare and insurance system differences. In the USA, coverage lapses are particularly significant in health insurance discussions, often resulting in serious financial consequences. In Brazil, the term is relevant in private health insurance (seguro de saúde) and vehicle insurance (seguro de automóvel) sectors. Understanding coverage lapses is essential for consumers navigating insurance compliance and avoiding uninsured gaps.
Synonyms / Sinônimos
lapse in coveragecoverage gappolicy lapsecoverage interruptionbreak in coverage
Antonyms / Antônimos
continuous coverageuninterrupted coverageactive coverage

Regional Variations

General Brazilian
cancelamento de cobertura
most common and formal term used in insurance documents
General Brazilian
falha de cobertura
alternative term emphasizing the gap in coverage
São Paulo
interrupção de cobertura
commonly used in business and insurance sectors
Portugal
interrupção de cobertura
European Portuguese uses similar terminology as Brazil

Related Words

premium paymentpolicy renewalinsurance lapseclaim denialgrace periodpolicy reinstatement

Related Idioms & Phrases

fall through the cracks
leave someone in the lurch
go without coverage
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