clearing system

[ˈklɪrɪŋ ˈsɪstəm]
nounpl: clearing systems
sistema de compensação
1. A system used by banks and financial institutions to process, verify, and settle financial transactions between different parties, especially checks and electronic transfers
The clearing system ensures that all checks are processed and funds are transferred securely between banks.
O sistema de compensação garante que todos os cheques sejam processados e os fundos sejam transferidos com segurança entre bancos.
2. An infrastructure that facilitates the exchange and settlement of securities, commodities, or other financial instruments
The automated clearing system processes thousands of transactions daily.
O sistema automático de compensação processa milhares de transações diariamente.
The clearing system is a critical infrastructure in both Brazilian and American financial systems. In Brazil, the Central Bank (Banco Central do Brasil) oversees the STR (Sistema de Transferência de Reservas) and other clearing systems. In the USA, the Federal Reserve operates multiple clearing systems that are essential to maintaining financial stability. Both countries rely heavily on automated clearing systems for daily banking operations.
Synonyms / Sinônimos
clearing housesettlement systempayment systemtransaction processing system

Regional Variations

General Brazilian
sistema de compensação
Standard term used in Brazilian banking and financial contexts
São Paulo
sistema de compensação bancária
More formal variant commonly used in financial institutions
Portugal
sistema de compensação
Same terminology used in Portuguese banking sector
USA
clearing system / clearing house
Fundamental to the US banking infrastructure; regulated by the Federal Reserve

Related Words

clearinghousesettlementcheck clearingelectronic funds transferACH (Automated Clearing House)SWIFT system

Related Idioms & Phrases

through the clearing system
clear through the system
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