amortizar
1. To pay off a debt gradually through regular installments over a fixed period
The bank will amortize your mortgage over 30 years.
O banco vai amortizar sua hipoteca ao longo de 30 anos.
2. To gradually reduce or write off the cost of an asset over a period of time in accounting
The company will amortize the intangible asset over five years.
A empresa vai amortizar o ativo intangível ao longo de cinco anos.
3. To reduce the force or intensity of something gradually
The shock absorbers help amortize the impact of bumps on the road.
Os amortecedores ajudam a amortecer o impacto dos buracos na estrada.
The term 'amortize' is primarily used in financial, banking, and accounting contexts in both English-speaking and Brazilian Portuguese-speaking countries. In Brazil, 'amortizar' is the standard technical term used in mortgage agreements, loan contracts, and financial statements. The concept is central to understanding debt management and asset depreciation in modern finance.
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