adjusted balance
[əˈdʒʌstɪd ˈbæləns]
nounpl: adjusted balances
saldo ajustado
1. A bank account balance that has been modified to account for pending transactions, deposits, or withdrawals that have not yet been fully processed or cleared
The adjusted balance on my savings account reflects the check I deposited yesterday.
O saldo ajustado da minha conta-poupança reflete o cheque que depositei ontem.
2. In accounting and finance, a balance sheet figure that has been corrected or modified to reflect accurate financial position after adjustments for accruals, deferrals, or reconciliations
After reconciling the accounts, the adjusted balance showed a discrepancy of $500.
Após reconciliar as contas, o saldo ajustado mostrou uma discrepância de R$ 500.
3. The actual usable balance in a credit card or bank account after accounting for holds, pending transactions, and available credit
Your adjusted balance is lower than your statement balance because of the pending purchase.
Seu saldo ajustado é menor do que o saldo do extrato devido à compra pendente.
In Brazilian banking, the adjusted balance (saldo ajustado) is a crucial concept for account holders to understand, as banks often display both the statement balance and available balance to help customers track their actual spending power. In the USA, this term is fundamental to personal finance literacy and banking practices, frequently discussed in the context of checking accounts and credit cards.
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