IRAs

[/aɪ.ɑːrˈeɪz/]
nounpl: IRAs
IRAs (Contas de Aposentadoria Individual)
1. Individual Retirement Accounts - tax-advantaged investment accounts in the United States designed to help individuals save for retirement
Many Americans contribute to IRAs to save for retirement with tax benefits.
Muitos americanos contribuem para IRAs para poupar para a aposentadoria com benefícios fiscais.
2. A specific type of retirement savings vehicle that allows tax-deferred or tax-free growth of investments
Traditional IRAs offer tax deductions on contributions, while Roth IRAs offer tax-free withdrawals.
IRAs tradicionais oferecem deduções fiscais nas contribuições, enquanto Roth IRAs oferecem saques isentos de impostos.
3. Irish Republican Army (historical/political context)
The IRAs played a significant role in Irish independence movements.
Os IRAs tiveram um papel significativo nos movimentos de independência irlandesa.
IRAs are fundamental to American retirement planning culture, with significant tax incentives encouraging long-term savings. The term is primarily used in financial and investment contexts in English-speaking countries. In Portuguese-speaking countries, the concept may not be as universally recognized since retirement systems differ by country.
Synonyms / Sinônimos
retirement accountsindividual retirement planspension plans

Regional Variations

General Brazilian
IRAs / Contas de Aposentadoria Individual
Term is used as-is in financial contexts; less common in everyday conversation
United States - General
IRAs
Widely used financial term; standard in banking and investment industries
Ireland/UK
Irish Republican Army
Historical and political context; distinct from financial meaning
Portugal
IRAs / Contas Individuais de Aposentadoria
Direct translation used in financial sectors

Related Words

401(k)Roth IRATraditional IRASEP IRAretirement savingstax-deferred investmentcontribution limits

Related Idioms & Phrases

max out your IRA
rollover IRA
early IRA withdrawal penalty
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